Financial operating systems for small contractors

Building the businesses that build our neighborhoods.

M2M is a nonprofit that helps small contractors from historically excluded communities in New York City leverage their trade expertise to build financially strong, growth-ready businesses — economic anchors for their families and communities.

Electrical
HVAC & mechanical
Masonry
Carpentry
Painting
General contracting
Cleaning & power washing
Flooring

…plus low voltage & telecommunications, fencing, fire safety, security, window treatments, and other businesses that serve the built environment.

happening now

The November 2026 cohort is enrolling now.

Nuts & Bolts — six weeks of financial fundamentals for contractors. Seats are limited.

Hosted byMonadnock Construction, Inc.
When

Tuesdays, 9:30–11:30 AM
November 3 – December 8, 2026

Format

Three in-person sessions and three virtual, plus up to three one-hour 1:1s with M2M. We're partnering with Monadnock Construction, Inc. to host the in-person sessions — which means you'll be learning inside one of New York's established builders, alongside the people who award work.

Fees

$750 standard · $550 need-based
Financial assistance is available for those who qualify — ask us.

Eligibility
  • Small contractor; this includes but is not limited to a trade or trade-adjacent business (electrician, HVAC, plumber, painter, fencer, mason, security, window treatments, power washer, janitorial services, general contractor, and more)
  • An operational small contractor with annual revenue of at least $50,000
  • Does business in the 5 boroughs and/or the tri-state area
To enroll

Text "Nuts and Bolts" to 917-342-2382, call the same number, or email info@them2mproject.org.

from the first cohort

It worked for the people who went through it.

Our first Nuts & Bolts cohort wrapped in spring 2026.

Participants in M2M's first Nuts & Bolts cohort, Bronx, spring 2026
100%attendance and completion
1.4 → 4.3confidence understanding their own financials, out of 5, before and after
10/10every participant would recommend it to a peer
“

Before, I was not confident about my numbers. Now I'm confident they are wrong and need to be fixed.

”
Valesta Lynch, President of Blast Trans
“

This program is beyond important — do not underestimate it!!!

”
Lawris Brown, President of Rentals 4 You
“

This has been life changing.

”
Carla McLeod, Owner of Building Opportunities
does it work

Early Traction.

$150,000
Capital secured, contract retained

An electrical contractor was about to lose its first New York State contract for lack of mobilization capital. M2M's Scaffolding Services produced clean books, and M2M's Network Connections facilitated the introduction to a lender. Loan approved, $305,000 contract retained, and two electrical jobs retained.

$3M / $6M
Bonding opened

An HVAC contractor had never pursued surety — the books couldn't support the review. M2M's Break Fix Services cleaned up the books. Bonding was closed to the business before that; it's open now.

$40,000
Stalled receivable released

A painting subcontractor had waited ten months on an invoice — no leverage over its prime, no line to the institution that owned the job. M2M's Network Connections had that relationship and advocated until it was paid. The $40,000 became 30% of the mobilization capital for its next project, and that company is now a prime on a state DOT contract.

minor 2 major

Why we're called The M2M Project.

In New York City, immigrants, women, veterans, and people of color collectively are the majority of the population — but their representation in business ownership gets smaller as business size grows.

M2M envisions a NYC where that is reversed and historically excluded communities can leverage their business to achieve financial stability and long-term mobility.

Read the whole story →