Grow a contracting business on numbers you can prove.

M2M helps the small contractors who build, fix, and maintain New York City go from capable to bankable — building the financial system the business runs on, and opening the doors that a working system unlocks.

I am a small contractor → See how it works
Electrical
HVAC & mechanical
Masonry
Carpentry
Painting
General contracting
Cleaning & power washing
Flooring

…plus low-voltage & telecom, fencing, fire safety, security, and the other businesses that keep New York standing.

happening now

The November 2026 cohort is enrolling now.

Nuts & Bolts — six weeks of financial fundamentals for contractors. Seats are limited.

When

Tuesdays, 9:30–11:30 AM
November 3 – December 8, 2026

Format

Three in-person sessions and three virtual, plus up to three one-hour 1:1s with M2M.

Fees

$750 standard · $550 need-based
Financial assistance is available for those who qualify — ask us.

In-person sessions hosted by
Monadnock Construction, Inc.

We're partnering with Monadnock Construction, Inc. to host this cohort's in-person sessions — which means you'll be learning inside one of New York's established builders, alongside the people who award work.

To enroll

Text "Nuts and Bolts" to 917-342-2382, call the same number, or email info@them2mproject.org.

Participants in M2M's first Nuts & Bolts cohort, Bronx, spring 2026
does it work

Early, real, and counted honestly.

$150,000
Capital secured, contract retained

An electrical contractor was about to lose its first New York State contract for lack of mobilization capital. Clean books produced an underwritable application; an M2M introduction produced the lender. Loan approved, $305,000 contract kept.

$3M / $6M
Bonding opened

A mechanical contractor used its cleaned-up books to pursue surety for the first time. Bonding was closed to the business before the books were fixed. It's open now.

$40,000
Stalled receivable released

Ten months of a trucking company's own advocacy didn't move a Navy Yard payment. One call from an M2M relationship did. It's now the prime on a state DOT contract.

Three businesses, served in the last year. We prepared the file and made the introduction; the lender made the credit decision. Both are true, and we'll always tell you which is which.

from the first cohort

It worked for the people who went through it.

Our first Nuts & Bolts cohort wrapped in spring 2026.

100%attendance and completion
1.4 → 4.3confidence understanding their own financials, out of 5, before and after
10/10every participant would recommend it to a peer

Before, I was not confident about my numbers. Now I'm confident they are wrong and need to be fixed.

Valesta LynchPresident, Blast Trans

This program is beyond important — do not underestimate it!!!

Lawris BrownPresident, Rentals 4 You

This has been life changing.

Carla McLeodOwner, Building Opportunities
working alongside
Community Capital NYHebrew Free Loan SocietyTruFundPursuitNY & NJ Minority Supplier Development CouncilMTA Edge ProgramBrooklyn Navy YardNYC School Construction AuthorityCentral Brooklyn EDCGoldin Choice Management
minor 2 major

Why we're called The M2M Project.

In New York City, people of color, women, and immigrants are the majority of the population — and a small minority of its business owners.

Three circles, each larger than the last — a rising share of ownership.

Read the whole story →
where to next

Which one is you?

small contractors

You know the trade. We build the system underneath it.

The four programs, what each one costs, and how to get into the next cohort.

I am a small contractor →
buyers

A bench of contractors who control their numbers.

What the M2M Marketplace is, and how to bring an opportunity to it.

I am a buyer →
lenders & sureties

The gap isn't appetite. It's the file.

What we build on the applicant side, and what changes when we do.

I am a lender →