how it works

Understand the numbers. Build the system. Grow through better opportunities.

One model, two parts: build the financial operating system inside your business and the connections that help it grow.

Financial Operating Systems

Build the financial infrastructure to understand, manage, and grow your business.

1
Nuts & Bolts

Understand a contracting financial operating system; leave with a framework.

2
Break Fix

Fix your current system and bring your financial statements up to date.

3
Scaffold

Maintain your system so you have up-to-date financial statements and updates on demand.

Network Connections

Build relationships that can lead to capital, contracts, and continued business growth.

1
Lenders

Connect with mission-based lenders who can help ensure you have working capital and mobilization funds.

2
Marketplace

Connect with potential contracts and jobs generated through M2M's network of buyers.

where we work

On your own vs. with M2M

New York has plenty of help starting a business and plenty of capital for businesses at scale. Almost nothing exists in between — and a contractor can have real crews, real jobs, and real revenue and still be stopped at the paperwork.

Without M2M

  • BooksA year behind; CPA sees you at tax time
  • CashYou know you made money but you don't know where your cash is
  • Job PerformanceYou're not sure which jobs made or lost money and how much
  • CapitalYou don't have up to date financials to access capital

With M2M

  • BooksInterim financials are current and available with a push of a button
  • CashYou see where your cash is
  • Job PerformanceYou know which jobs performed well and how to replicate that
  • CapitalYou pursue loans with clean and transparent financial data
happening now

Nuts & Bolts November 2026 cohort is enrolling now.

Six weeks of financial fundamentals for contractors. Seats are limited.

Hosted byMonadnock Construction, Inc.
When

Tuesdays, 9:30–11:30 AM
November 3 – December 8, 2026

Format

Three in-person sessions and three virtual, plus up to three one-hour 1:1s with M2M. We're partnering with Monadnock Construction, Inc. to host the in-person sessions — which means you'll be learning inside one of New York's established builders, alongside the people who award work.

Fees

$750 standard · $550 need-based
Payment plans and/or additional financial assistance are available.

Eligibility
  • Small contractor; this includes but is not limited to a trade or trade-adjacent business (electrician, HVAC, plumber, painter, fencer, mason, security, window treatments, power washer, janitorial services, general contractor, and more)
  • An operational small contractor with annual revenue of at least $50,000
  • Does business in the 5 boroughs and/or the tri-state area
How to enroll
  1. Text “Nuts and Bolts” to 917-342-2382.
  2. Talk to M2M. We’ll reach out to set up a 30-minute call to make sure it’s a good fit and you can commit to all six weeks.
  3. Confirm your seat. Payment plans and additional financial assistance are available.

Or scan with your phone camera. It opens a text to 917-342-2382 with “Nuts and Bolts” already typed in.

get in touch

Tell us your trade and where you are stuck.

We will tell you honestly whether M2M is the right fit right now.

Prefer to talk?

Text or call 917-342-2382, or email info@them2mproject.org. A person answers.